UH 300 Section 001: Sem:Finding Financial Freedom
Fall, 2010
3 Credit Hours
Primary Instructor: Jannis Brakefield
Core Designation: University Honors, Writing
Instructor: Mrs. Jan L. Brakefield, M.S., CFP®
Office: 312 Adams Hall
Office Hours: Monday 2 – 4pm, Tuesday/Thursday 9:15 – 10:45am, and by appointment
Phone: 348-8722
E-Mail: jbrakefi@ches.ua.edu
None
Course Description:
This three semester hour course is designed to provide the tools and techniques necessary for the development of a successful personal financial plan over one’s life span. Topics are fully explained and fundamentals thoroughly examined commencing with money management and credit use, progressing to investments, insurance, and retirement planning, and culminating in wealth accumulation and estate planning. This course carries the writing designation. No prerequisites apply.
Objectives:
Upon successful completion of the course, the student should be able to:
Course Schedule
8/18 Welcome and course expectations
8/20 Section 1 Time Value of Money
8/23 Section 1 continued
8/25 Section 1 continued
8/27 Sections 2 and 3, Personal Financial Statements and Cash Management
8/30 Sections 2 and 3 continued
9/1 Sections 2 and 3 continued
9/3 Section 4, Credit and Loans
9/6 Labor Day holiday
9/8 Section 4 continued
9/10 Section 4 continued
9/13 Section 7, Housing
9/15 Section 7 continued
9/17 Section 7 continued
9/20 Exam I
9/22 Section 5, Income Taxes
9/24 Section 5 continued
9/27 Section 5 continued
9/29 Section 5 continued
10/1 Major Purchase Assignment Due
10/1 Section 6, Risk Management and Insurance
10/4 Section 6, Life Insurance
10/6 Section 6, Life Insurance
10/8 Section 6, Life Insurance
10/11 No class, Brakefield at conference
10/13 Section 6, Health Insurance
10/15 UA Homecoming, no class
10/18 Section 6, Disability Income Insurance
10/20 Section 6, Homeowners Insurance
10/22 Section 6, Automobile Insurance
10/25 Exam II
10/27 Life Financial Plan individual workshop
10/ 29 Fall Break
11/1 Section 8, Investing
11/3 Section 8 continued
11/5 Section 8 continued
11/8 Section 8 continued
11/10 Section 8 continued
11/12 Section 9, Retirement Planning
11/15 Section 9, Retirement Planning
11/17 Section 9, Retirement Planning
11/19 Life Financial Plan individual workshop
11/22 Section 9, Estate Planning
11/24 and 26 Thanksgiving holiday
11/29 Life Financial Plan Assignment Due
11/29 Section 9, Estate Planning
12/1 Section 9 Estate Planning
Grading – Assessment of Student Mastery of Course Content:
Two exams 100 points each
Two comprehensive written financial plans 100 points each
Eight assignments 25 points each
Total 600 points
Grade Calculation:
100- 97 A+
96-93 A
90-92 A-
87-89 B+
83-86 B
80-82 B-
77-79 C+
73-76 C
70-72 C-
67-69 D+
63-66 D
60-62 D-
59 -0 F
Policy on Missed Course Work:
No late assignments will be accepted. Ample time for timely submission will be provided. Assignments submitted early are welcome. Missed exams may be made up with permission of the instructor.
Attendance Policy:
This course is participative in nature. Attendance is expected. You are responsible for all material covered in class. More than four absences results in a loss of 50 points.
Required Textbook:
Israelsen and Weagley, Personal & Family Finance Workbook, Kendall/Hunt Publishing Company, current edition
Other required materials:
Financial calculator – Texas Instruments BA II Plus preferred.
All students in attendance at the University of Alabama are expected to be honorable and to observe standards of conduct appropriate to a community of scholars. The University expects from its students a higher standard of conduct than the minimum required to avoid discipline. Academic misconduct includes all acts of dishonesty in any academically related matter and any knowing or intentional help or attempt to help, or conspiracy to help, another student.
The Academic Misconduct Disciplinary Policy will be followed in the event of academic misconduct.
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